Hear from our Happy Customers!

From KV

Ralph provided me with excellent customer service. He was able to quickly give me a very competitive quote. He promptly and...

From CK

We have worked with Ralph Otto multiple times over the past 15 years. He has processed new loans for us on two occasions, making...

From Zillow user cubdred

We purchased our condo in Eastlake in the Summer of 2010. It was my fourth mortgage and I had been told by my real estate agent...

From ANO

Working with Ralph has been a pleasure! He ensured that every detailed is covered and he is quick to respond to questions and...

From Zillow user1324836

I like to get things done, and Ralph got it done. Explained things through the whole loan process. I have worked with Ralph on...

From RH

Everything was as expected. Completed loan on time. Good interest rate. Fees and closing costs contained no surprises. Everything...

From CC

Ralph Otto was a very good mortgage broker. He did everything I needed to have done on time and efficiently. Would use him again...

From KF

We have used Ralph multiple times! Every time he has been great. He assisted with our purchase of our first home, with a mortgage...

From JV

Ralph was recommended by a friend and exceeded out expectations. I have now recommended him to three other friends. Our loan...

From AA

Working with Ralph while purchasing our home as well as during our refinance process was absolutely amazing! I would highly...

From RV

My experience working with Ralph was great. He took the time to come meet me at my house and went over all my options. It was a...

From CB

Ralph went above and beyond to help me get a loan for my home purchase and was always available to answer any questions that came...

From AJV

We are pretty happy with the service and it was explained well. Ralph especially was kind enough to meet us in our place to...

From MH

Working with Ralph Oddo was a pleasure. He had great rates, he made the process of refinancing painless and it was the easiest...

From AF

Ralph was so detailed and thorough with the entire process. We highly recommend him for your lender. He was so professional and...

From MS

We applied for a refinance with Ralph and the process went very smoothly and quickly. We had no problems whatsoever and any...

From UD

Ralph Otto is a professional and very well knowledgable in the Real Estate and Loan option for first time and returning clients....

From Zillow user83272392

Ralph went above and beyond. I believe my refi was probably the hardest he ever had and he made it look easy. always communicated...

From PC

I was a client of Ralph, obtaining mortgages both as a homeowner and investor. He is very straightforward with with thoughtful...

From RG

I would recommend Ralph to anyone looking to purchase or refinance their home. Ralph was very courteous and punctual to all of...

From Zillow user48768305

Ralph provided excellent mortgage service during our refinance. He had answers to all of our questions eased our few fears. In...

From zillow user99730297

Efficient and highly knowledgeable. My wife and I used Mr. Otto's services when we purchased our first home. Several years later...

From BT

I have used Ralph 3 times now. Ralph was my lender when I purchased my first home. He also did refinancing for me twice....

From YW

I travel for my job. In order to complete the paperwork needed to close the process. A notary with the paperwork was sent to meet...

From DS

Ralph Otto has been the consummate professional when dealing with clients I have referred to him over the past 8 years. He is...

From RCC

Working with Ralph Otto was an easy and hassle-free experience. The personal attention, courtesy and professional services he...

From EPM

I've known and work with Ralph Otto for 12 yrs financing and refinancing properties . He helped my wife and I get into our...

From RD

I would strongly recommend Ralph Otto for all of your brokerage needs. He has an excellent understanding of the local market, and...

From RST

In buying a home, Ralph Otto was great. He answered every question we had, was available every hour, every day. Thank you. We...

From BNA

Ralph Otto has gone "above and beyond" in providing us with superior service. We have utilized his assistance for all our loan...

From EM

Ralph Otto is excellent. He got us a great rate and made the transaction very easy. 

From AO

Ralph Otto is the best. Most honest loan officer I've ever dealt with. I've used him for my personal Real Estate transactions and...

From VP

I have had dealings with many different businesses and services. Never has any of them surpassed the courtesy, diligence and...

From BM

Being both a first-time home buyer AND not having a real estate agent left me with a good deal of anxiety, but he eased my...

From RR

After being turned down by one lender, I took a friend's advice and called Ralph Otto. It was great, he made it happen with no...

From CR

Ralph Otto has refinanced my house twice now and both times were very pleasant experiences. He is very helpful in answering all...

From LS

Ralph Otto over the past six years has arranged home loans for the purchase of not only our first home in Oxnard CA, but our...

From LF

Approval of a loan in less than one hour! Continued to shop for the lowest interest rate!

From GS

Mr. Otto was a true professional who thoroughly explained the real estate loan process, and made the whole business enjoyable and...

From PS

I am a financial advisor in San Diego, California. I take pride in thoroughly reviewing all my clients' financial needs,...

From JB

Ralph Otto has financed all of my properties. He made this process quick, easy, and hassle free. He is very professional and...

From PM

His service has always been accurate and honest. I appreciate his knowledge and professionalism. I started with you, and I'll end...

From JC

As you know, finding a home in San Diego County is not easy, especially when you want what I want. When I finally found the right...

From EB

I can't say enough to express my appreciation for Ralph Otto. When a family crisis prevented me from going forward with my...

From GT

I want to thank Ralph Otto for 'saving my life' thru the process of selling my former condo and purchasing a newer one for my...

From HC

Coming from the bottom of our hearts and on behalf of our kids thanks to Ralph Otto. We were able to buy our first house! Then...