From BT

I have used Ralph 3 times now. 

Ralph was my lender when I purchased my first home. He also did refinancing for me twice. Each time was a a smooth process with little to no hiccups. Ralph Otto was extremely easy to work with. 

He was always available to answer questions and very helpful. 

Ralph never wasted any time during the loan process. He made the whole thing very quick and painless. Not at all like other lenders I have used in the past that don’t seem to put there customers first and move rather slowly through the process. 

He went above and beyond what I would expect from a lender.

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